The world’s leading mobile payments provider for employment benefits

Millions of employers and staff use Epassi’s app and mobile payments solution to seamlessly redeem employee benefits across our unrivalled merchant network.


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ePassi in numbers

1400000
users
35000
merchants
9000
employers

Partners

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WeChat_Pay
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finnair-logo
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The completely renewed Epassi app enables paying golf green fees, massages or movie tickets with Finnair Plus points

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Revolutionising
employee benefits

The Epassi app revolutionises how people pay for employee benefits, including meals, transportation, healthcare, exercise and culture.

Paying with Epassi is easy. Instead of using paper vouchers or cards, employees simply use our 100% digital mobile app. The app can be topped up with extra funds and used as a mobile wallet – and is expanding all the time with new users, partners, and features.

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Lunch

Daily, tasty pleasures

Sport

Exercise and feel better

Culture

Find new inspiration

Wellbeing

Lead a healthy life

Commuting

Convenient and eco-friendly

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Employers
full-service provider

Employers ‘top-up’ an employee’s account and Epassi acts as a full-service payment provider, serving as the middle-man between employers and merchants. We also provide all back-end HR services regarding accounting for benefits.

Together with
world class merchants

Epassi brings customers to businesses. We have nearly 1.5 million users accessing services from over 35,000 merchant partners. And as we continue to rapidly grow our user base and merchant partners, everyone benefits from a strong network effect.

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1.4m users
2016
2017
2018
2019
2020
2021E
+50% Annual growth
2016
2017
2018
2019
2020PF
2021E
c. 40% EBITDA margins
2016
2017
2018
2019
2020PF
2021E
Userbase Turnover Net revenue

Rapidly accelerating
growth

We have created a leading-edge fintech solution with high revenue recurrence. Our committed and visionary team are continuously working to continue our rapid growth – including user base, turnover, and net revenue.

Ground-breaking
partnerships

Our leading-edge offering combines employee benefits payments with Alipay, Wechat Pay and more in one mobile app.

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We are building
the future today

The first digitised mobile-first payment and benefit solution in the Nordics – making the move away from traditional paper vouchers.

What?

We create world-class digital services that create real value for people.

How?

Our team is made of highly skilled people from top notch business developers, designers and software engineers to passionate sales, marketing and customer support professionals

Who?

We create value for employers, employees, merchants – and our partners.

About us

ePassi Payments Ltd is a Finnish company established in 2007. Innovation runs in our DNA. At our heart we are a digital disruptor – and a high growth, high margin challenger to incumbents. Our experienced fintech team have a proven track record in accelerating value creation opportunities.

ePassi was created to fix the employee benefit business, which in Europe has been a chaotic paper-based solution. Now with ePassi, we offer a mobile-first solution with zero administration, full cost transparency and high efficiency for employers.

ePassi holds a payment institution license issued by the Financial Supervisory Authority in Finland and is accepted by tens of thousands of merchants in Northern Europe.

Interested to discuss more?

Contact us